Speaking of Psychology
Speaking of Psychology

Encore - How science can help you change your behavior for the better, with Katy Milkman, PhD

What can you learn from the science of behavior change that can help you make the changes you want to see in your life? Katy Milkman, PhD, a professor at the Wharton School of the University of Pennsylvania and author of the book How to Change: The Science of Getting From Where You are to Where You

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Katie Milkman Guest

Topics Discussed

Episode Summary

Executive Summary: Katie Milkman explains that behavior change works best when people match strategies to the barrier they face—using fresh starts, resets, temptation bundling, defaults, peer support, and accountability. She argues lasting change usually requires ongoing systems, not one-time motivation, and highlights applications from saving and exercise to vaccination campaigns.

Main Topics: Fresh starts and timing change: Milkman argues that people are more receptive to change at temporal landmarks—New Year, Mondays, birthdays, new months, and seasonal transitions—because they feel like new beginnings. Creating and using resets: Beyond external milestones, performance resets like daily Fitbit step counts or grading cycles can create motivational fresh starts when people need a clean slate, though they can disrupt momentum when things are going well. Engineering mindset for behavior change: She describes her engineering background as shaping her approach to behavior change as a problem-solving exercise focused on identifying barriers and building solutions that close gaps. Temptation bundling: Milkman’s signature strategy pairs a desired but effortful task with a pleasurable activity, such as listening to audiobooks only while exercising, to make chores more rewarding and easier to sustain. Power of defaults and lazy decision-making: Defaults exploit human tendency toward the path of least resistance, helping people save more, eat better, or become organ donors by making beneficial choices easier than alternatives. Peer support, accountability, and social norms: Accountability increases the cost of failing, while peer norms show what is possible and socially rewarded. Both can help people follow through on goals when matched to the right barrier. Vaccination behavior and durable change: Milkman discusses COVID-19 vaccination as a case where multiple barriers—fear, misinformation, cost, and politicization—required different tactics, including reserve-for-you messaging and regret lotteries.

Key Arguments: Behavior change is most effective when people first diagnose the real barrier—forgetting, procrastination, laziness, fear, or cost—rather than using generic self-help advice. Fresh-start moments matter because people mentally organize life in chapters; transitions create optimism and a willingness to begin again. Resets can be manufactured through tracking systems that return to zero, but they help most when motivation is low and can hurt when momentum is already strong. Temptation bundling works because it converts a chore into an opportunity to access something desirable, increasing adherence without requiring more willpower. Defaults are powerful because people take the easiest path; policy design can therefore steer behavior in beneficial directions without heavy-handed mandates. Peer support matters not only through accountability but also through social modeling and norms, which can reveal what is possible and desirable. Lasting change usually does not happen from a one-time intervention; people often need enduring structures, reminders, and supports much like chronic disease management. Vaccination uptake illustrates that one tactic rarely solves everything; different people face different obstacles, so communications and incentives must be tailored. Messaging that implies ownership or reservation can increase uptake by leveraging the endowment effect and reducing perceived hassle. Organizations, schools, employers, and governments can create better outcomes by designing systems that align with human tendencies instead of fighting them.

Data Points: Study duration: 10 weeks - Temptation bundling exercise experiment at a university gym Temptation bundling effect duration: 7 weeks - The exercise increase was robust until Thanksgiving break interrupted the intervention Increase in 401(k) enrollment: Almost 40% - Classic defaults study where employees were auto-enrolled unless they opted out Survey comfort with vaccination: Only about half of Americans - A year before the interview, many Americans said they would feel comfortable getting a vaccine Adult vaccination uptake: Well past 70% - By the time of the interview, more than 70% of adults had had their first shot Number of iPod audiobook choices: 80 - Participants in the temptation bundling experiment chose from a menu of pre-tested tempting novels Workout length in experiment: 30 minutes - Participants listened to audiobooks only during the first 30 minutes of gym workouts Texting intervention scale: Dozens of tactics in parallel - Milkman describes “mega studies” testing many messaging strategies at once Coverage threshold reference: 50% to 70%+ - Contrast between earlier vaccine hesitancy and later uptake after peers vaccinated

Pivotal Quotes: "when we have defaults that are structured to help people achieve their goals, ... all of those choices use laziness to help us achieve a goal" — Katie Milkman: Explaining how default settings can turn a human weakness into an advantage "We shouldn't be treating behavior change as sort of a one-and-done" — Katie Milkman: Arguing that behavior change needs ongoing support, not a single fix "it's waiting for you, it's reserved for you, it belongs to you, come claim it" — Katie Milkman: Describing the most effective vaccine text message tested in large trials

Implications: Listeners can improve follow-through by matching strategies to barriers, not by relying on willpower alone. For organizations, the key lesson is to design defaults, timing, and messages that align with human psychology for durable change.

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